Creating New Agents

| Admins can invite users to PaymentXchange by clicking "Create User"

| In the User Management page, admins can manage all users within their agency. Options to edit user details, deactivate, or delete accounts are available on the right side under the Actions column.

Question 2

[1.1] PX User Manual

Accepted Answer

Welcome to PaymentXChange (PX)! This manual provides step-by-step guidance on how to effectively use the platform's features for managing and tracking payment requests.

Understanding PaymentXChange

Q: Payment Status

| Status | Description | | Pending | The payment link has been created and the buyer has been invited to make payment, but no payment has been made yet. | | Part-Paid | A partial payment has been made — further payment is required. | | Paid | The transaction has been successfully completed, and the full amount has been received | | Expired | The payment request has expired because the buyer did not complete payment before the expiration date/time. |

PaymentXchange (PX) is a secure payment platform designed for property transactions. It allows property agents to send buyers a simple payment link, and buyers can complete payments online via FPX or card with OTP verification. PX provides instant status updates, digital receipts, and a clear audit trail, making collections faster, safer, and more transparent for both agents and buyers. The PX portal provides several key functionalities:

Secure payment links – agents send buyers a one-click link to pay online.
Multiple payment options – supports FPX (online banking0) and cards.
Real-time status updates – both agents and buyers see instantly if the payment is successful or failed.
Digital receipts – automatic receipts issued for every completed payment.
Reconciliation & reporting – agents can track all payments, settlements, and generate reports.
Seamless referral process - add your code, share the payment link, and PX auto-tags and send qualified leads to the bank via VX—you get recognition, the bank gets a ready-to-work lead.

CRISP

CRISP is the built-in live chat feature on PaymentXchange, powered by Crisp.chat. It provides instant, AI-assisted help directly within the platform — offering quick answers, guidance, and

Question 3

Payment Request Overview

Accepted Answer

Payment Request Overview

| - Buyers must provide their personal information (name, email, mobile) before proceeding with payment. This links the deposit to a real person/company to reduce fraud and errors.

Payment requests can be accessed by buyers either through QR code or URL link.
Security reminder: Anyone with the QR code or link can view the payment page. Share only with the intended buyer and avoid posting it on public channels.

![](https://storage.crisp.chat/users/helpdesk/website/-/3/7/0/2/3702eff8ee22440/screenshot-2025-10-08-at-10484_sm08ik.png =760xauto)

Question 4

Payment Status

Accepted Answer

| Status | Description | | Pending | The payment link has been created and the buyer has been invited to make payment, but no payment has been made yet. | | Part-Paid | A partial payment has been made — further payment is required. | | Paid | The transaction has been successfully completed, and the full amount has been received | | Expired | The payment request has expired because the buyer did not complete payment before the expiration date/time. |

Question 5

MPIS & Bank Referral Codes

Accepted Answer

What it is

Some banks run Mortgage Referral Incentive Schemes (MPIS) or referral programs for licensed real estate professionals. In PaymentXchange, you can store your bank-issued referral codes so that qualified leads generated during your deals are automatically attributed to you for the bank’s program recognition.

What it does in PX — and across the ecosystem

Auto-attribution in PX: Add a valid referral code for a participating bank and PX attaches it to eligible customer leads you submit.
Hand-off to VX: Those leads are passed to ValuationXchange (VX), where banks can progress them through indication if desired and, when appropriate, formal valuation—all within the same ecosystem.
Why this matters: Banks can act on your leads faster (no double data entry), keep audit trails/SLA visibility, and move the customer from deposit → mortgage assistance → valuation with fewer handoffs and less delay.

Benefits for agents

Effortless referrals – PX handles lead submission & attribution automatically.
Clear recognition – Your code follows the lead for MPIS recognition at the bank.
Broader service – Help clients transition from booking/deposit to loan assistance smoothly.
Track activity – Monitor referral status and outcomes within PX.

Question 6

Managing Payment Requests

Accepted Answer

Managing Payment Requests

| The main dashboard displays all property records & requests linked to the agent. Each individual request can be viewed in greater detail by clicking on "View". Clicking on "Open Payment Page" will re-direct the agent to the page from the Buyer's perspective

| x | x | | ---- | | The dashboard lists all properties and payment requests linked to the agent. | ![](https://storage.crisp.chat/users/helpdesk/website/-/3/7/0/2/3702eff8ee22440/screenshot-2025-10-08-at-10390m047bo.png =593xauto) | | Use the search bar & filters (e.g. project name, buyer, status) to find a request quickly. | ![](https://storage.crisp.chat/users/helpdesk/website/-/3/7/0/2/3702eff8ee22440/screenshot-2025-10-08-at-104112yncqy.png =780xauto) | | Click View on a row to open the request details (timeline, buyer info, documents, receipts etc.). | ![](https://storage.crisp.chat/users/helpdesk/website/-/3/7/0/2/3702eff8ee22440/screenshot-2025-10-08-at-10422_1ipltfb.png =567xauto) | | Click Open Payment Page to see the buyer’s view (useful for support and to quickly resend link to request). | |

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